The Mommy Files: Three Ways to Save Extra Money in 2013

Posted on Dec 31, 2012 by 1 Comment
The Mommy Files: Three Ways to Save Extra Money in 2013

One of the most common New Year’s resolutions is saving money. But it’s not always easy to figure out how to get started or where to get the biggest bang for your buck.

There’s lots of ways to get a jump start on your savings. One of the most obvious ways is to sell your stuff that you no longer use … and as your holiday accumulations pile up, it’s easier and easier to part with the old and bring in the new.

But how do you know what it’s worth? Or where to try and sell it? Check out a site called Worth Monkey. It will give you the going rate on hundreds of items, as well as show you listings from places like eBay and Craigslist.

It’s super easy to use and it only takes seconds to get an idea of what you might be looking at in terms of a price.

The next step is to set your goals. Are you saving for something particular? Is it just a rainy day fund? A vacation fund? A site like Smartypig—an online piggy bank—can help you set your goal, set a weekly savings plan based on how long you have to save  and how much you’re saving, and even let you go social with your goal to keep you incentivized.

Saving for college or paying down college debt? Check out Upromise. I did this way back when Upromise first opened its virtual doors. Register your debit and credit cards and then shop at participating merchants like Mobil and local grocery stores to get a percentage of your purchase price back.

Then, roll that money into a 529 or use it to pay down your own student loan debt. There’s no fee associated with it and with college costs on rise, it’s a no-brainer.

photo credit: 401(K) 2012 via photopin cc

Posted in: For The Home
Stacie McClintock

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  • MomHomeGuide

    One great way to spen less is only to carry so much cash on you when shopping, and not allow yourself to put anything on credit! That way, once you’ve spent your limit, that’s it — no more shopping! You’ll also avoid having to pay extra credit card fees.