Is It Realistic to Attempt to Be Completely Debt Free?
I used to want to be debt free. I worked really hard at it and eventually I was. I was completely debt free from my house to my car – I can tell you it felt good. Real good.
Over time debt crept back into my life. I had gotten rid of the debt, but I hadn’t changed the way I handled money so it was right back.
I am embarrassed to say that the cycle has been repeated more than once and always, for some reason, something happens and I end up in debt.
I think that, like the way I tend to diet, I go on a crash money diet until I reach my goal, but since I haven’t changed other things in my life, it always goes back to the way it was. My strategy now is to just pay stuff off on my own schedule.
I am not sure being debt free is a reasonable expectation in our society.
I had to enroll my kids in conventional school recently, and they had always been homeschooled. Between uniforms and school supplies, we ended up dropping close to $1,000.00.
I don’t know about you but I usually don’t have that much that isn’t supposed to be going somewhere else. I used a card that I had recently paid off and now I get to go through the whole process again.
I just feel like once I get the card paid off, something else will come up. What are your thoughts about being debt free? Is it realistic?