Is It Realistic to Attempt to Be Completely Debt Free?

Posted on Feb 12, 2013 by 1 Comment
Is It Realistic to Attempt to Be Completely Debt Free?

I used to want to be debt free. I worked really hard at it and eventually I was. I was completely debt free from my house to my car – I can tell you it felt good. Real good.

Over time debt crept back into my life.  I had gotten rid of the debt, but I hadn’t changed the way I handled money so it was right back.

I am embarrassed to say that the cycle has been repeated more than once and always, for some reason, something happens and I end up in debt.

I think that, like the way I tend to diet, I go on a crash money diet until I reach my goal, but since I haven’t changed other things in my life, it always goes back to the way it was. My strategy now is to just pay stuff off on my own schedule.

I am not sure being debt free is a reasonable expectation in our society.

I had to enroll my kids in conventional school recently, and they had always been homeschooled. Between uniforms and school supplies, we ended up dropping close to $1,000.00.

I don’t know about you but I usually don’t have that much that isn’t supposed to be going somewhere else. I used a card that I had recently paid off and now I get to go through the whole process again.

I just feel like once I get the card paid off, something else will come up. What are your thoughts about being debt free? Is it realistic?

photo credit: 401(K) 2013 via photopin cc

Posted in: For The Home
Marye Audet

Marye Audet is an author, freelance writer, and editor. As a work at home mom she has a unique perspective that encompasses the overwhelming deadlines and commitments of the professional woman as well as the constantly changing needs of a homeschooling mom with a large family. She is the author of one cook book and the creator of Restless Chipotle Media, a network consisting of two food based blogs, a blog for “women of a certain age”, a video site on Youtube, and upcoming blog on kitchen decor, and downloadable eBooks. Marye also is a freelance writer, editor, and book reviewer.

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  • Tabi Deneweth

    I think anything is possible, including living debt free – but I am an overall unrealistic person myself. I am happy to report, though, that at this moment (minus a student loan) I am debt free and am trying my hardest to remain so. After climbing out of that hole we dug ourselves in so deeply I am weary of ever owning another credit card again!