Category: Mommy Stuff

Mistakes to Avoid When Saving for Retirement

Posted on Aug 29, 2014 by No Comments

Retirement planning is something that many of us put on the back burner in favor of dealing with more immediate concerns. But, in order to make sure you can make the most of your golden years, you need start making retirement plans ASAP.

The biggest mistake most women make when planning for retirement is waiting to save. You need to start saving early so your money has time to grow. Even $20 a week can go a long way over time. With an average benefit of just $1,237, Social Security benefits alone are unlikely to provide the retirement lifestyle you want.

If you want a low-risk savings option, you can check out fixed indexed annuities (FIAs) at www.FIAinsights.org. Market-driven options like mutual funds or securities have a higher risk, but they also have the possibility of greater returns on your initial investment. You can research a variety of retirement plans on the IRS website.

Aside from saving, remember that you need to pay off as much debt as possible before you retire. Credit card bills, student loans, and mortgage payments are difficult to meet on a fixed income.

Most people base retirement plans on a specific retirement goal age, but you should be cautious when selecting a goal age. Even if you’d be happy working until you are 70, there’s no guarantee that you’ll be physically able to do so.

If you’re on a tight budget, remember that saving for retirement needs to take priority over saving for your child’s college education. Your child will always have access to loans, grants, and scholarships for college, but there’s not a lot of support available for those who have failed to save for retirement.

Photo credit: Wikimedia Commons

Link Roundup: Saving Money, Pirates, a Necklace Revamp, and More

Posted on Aug 28, 2014 by No Comments

Today’s link round-up has money saving ideas for when you want to go out to eat, ideas for a pirate party, a necklace revamp, and more.

Muslin and Merlot taught us how to give a necklace you don’t really like a makeover.

One Good Thing by Jillee shared 25 ideas for saving money when you go out to eat.

Chocolate Covered Katie taught us how to make rum raisin ice cream.

link ru dulce de leche smores bark

Annie’s Noms shared a recipe for dulce de leche s’mores bark.

A Beautiful Mess showed us how to make a simple bedframe.

Cupcakes and Cashmere reflected on her first trimester.

Spaceships and Laser Beams shared some ideas for a pirate party.

Photo credit: Muslin and Merlot and Annie’s Noms

Link Round-up: Edible Paint, Summer Berry Tarts, Instagram Pictures, and More

Posted on Aug 26, 2014 by No Comments

Today’s link round-up has easy edible paints, a recipe for summer berry tarts, an Instagram picture heart display to recreate, and more.

The Tiptoe Fairy taught us how to make easy edible paints.

A Beautiful Mess taught us how to make an Instagram picture heart display.

Cupcakes and Cashmere shared a three-second trick that will change your entire look.

link ru summer berry tart
Annie’s Noms showed us how to make a summer berry tart.

Spaceships and Laser Beams gave us some ideas for rainy day kids’ activities.

Pink Recipe Box showed us how to make chocolate chip cookie ice cream sandwiches.

Daily Leisure showed us how to put together a chicken taco bento box.

Photo credit: The Tiptoe Fairy and Annie’s Noms

Christina Aguilera Welcomes Daughter Summer Rain

Posted on Aug 22, 2014 by 1 Comment

Christina Aguilera and her fiancé Matt Rutler welcomed their first child together on Aug. 16. According to an article in Us Weekly, the baby was delivered via Caesarian section at Cedars-Sinai Medical Center in Los Angeles and, the 33 year old star announced via Twitter that the baby’s name is Summer Rain.

As with any baby name, people will be divided as to whether or not they like the name choice. I think this particular name is pretty. It doesn’t sound gimmicky, silly, or like a forced effort to be different. Instead it has a casual elegance to it.

Summer can be a girl or boy name and it means “summer season.” It actually was somewhat popular back in the late 90s. According to the Government Social Security Administration it ranked 188 in popularity last year which means it is still pretty popular.

Summer Rain is Aguilera’s second child and the first for her fiancé, who she met on the set of her 2010 film Burlesque where he worked as a set production assistant. She and ex-husband Jordan Bratman share custody of her six-year-old son, Max, who she also had by an elective scheduled C-section.

At the time she had told People magazine, “I didn’t want any surprises. Honestly, I didn’t want any [vaginal] tearing. I had heard horror stories of women going in and having to have an emergency C-section [anyway]. The hardest part was deciding on his birthday. I wanted to leave it up to fate, but at the same time I was ready to be done early.”

According to one article I read, one third of celeb babies are born by C-section. That’s one decision I don’t think I’d make, but there are pros and cons for both sides of that issue. I’m happy all is well with the baby and mom, and wish the entire family all the best.

Photo credits: Splash News

Link Round-up: Healthy Snacks, Natural Sweeteners, and More

Posted on Aug 21, 2014 by No Comments

Today’s link round-up has delicious, healthy snacks (and one not-so-healthy one), an easy way to open that annoying plastic packaging, and more.

Chocolate Covered Katie taught us how to make protein granola bars.

Mind Body Green shared how to stay open-hearted in a world with so much suffering.

Muslin and Merlot shared an easy way to open plastic packaging.

link ru chocolate chia shake
A Beautiful Mess shared a recipe for a chocolate banana chia seed shake.

Suzy Sitcom taught us how to make quick and easy banana pudding cupcakes.

Pet Scribbles taught us how to make a weathered wood tissue box cover.

Natural Chow shared the ultimate guide to natural sweeteners.

Photo credit: Chocolate Covered Katie and A Beautiful Mess

Link Round-up: Cutting Your Own Bangs, Cookie Dough Cupcakes, Emotional Intelligence, and More

Posted on Aug 19, 2014 by 1 Comment

Today’s link round-up has tips for cutting your own bangs, chocolate chip cookie dough stuffed cupcakes, ponytail tips, and more.

Chocolate Covered Katie shared a recipe for chocolate chip cookie dough stuffed cupcakes.

A Beautiful Mess showed us how to cut our own bangs at home.

Suzy Sitcom shared a review of a new show that teaches about science as it entertains.

link ru macaroni salad
Kenarry gave us a recipe for easy macaroni salad.

Pet Scribbles shared a copper pipe vase tutorial.

A Mom’s Take shared a recipe for a healing salt scrub.

Cupcakes and Cashmere showed us three ways to wear a ponytail.

Photo credit: Chocolate Covered Katie and Kenarry

The One World Doll Project Celebrates Diversity

Posted on Aug 13, 2014 by 1 Comment

If you have daughter, you’ve probably noticed that dolls for little girls have long way to go in terms of showing true diversity.

The One World Doll Project, founded by Trent T. Daniel, is promoting diversity among children’s toys by introducing the Prettie Girls! Collection. Two dolls are available now – Lena, who is African-American, and Valencia, who is Latina.

Three more Prettie Girls! – Kimani, who is African; Dahlia, who is South Asian; and Alexie, who is Caucasian – will be available in upcoming months. The dolls are designed by Stacey McBride-Irby, a former product designer for Mattel who has designed dolls such as Pet Vet Barbie, Rock Star Barbie, and Bride Barbie.

“Developing a line of dolls that represents diverse backgrounds is something that hits close to home,” Daniel, an African American father of three young girls, said. “My daughters had trouble finding dolls that looked like they did – just as my sister had a generation earlier.”

Another really wonderful aspect of the Prettie Girls! doll is that each doll comes with a back story describing her unique personality. Lena, for example, is described as a top student, cheerleader, spelling bee champ, aspiring class president, and future entrepreneur.

Valencia is described as an athletic girl who is interested in dancing, working out, and sharing healthy meal ideas with her friends. Girls who identify with a particular doll can order a t-shirt with the doll’s name and picture, if desired.

Visit The One World Doll Project website to learn more about the Prettie Girls! Collection or to purchase dolls. The dolls are regularly priced at $24.95.

Photo credit: The One World Doll Project

Link Round-up: No More Freaking Out, a Summer Salad, DIYs, and More

Posted on Aug 12, 2014 by No Comments

Today’s link round-up has tips for no more freaking out, a summer salad, a couple of DIYs, and more.

A Girl and a Glue Gun showed us how to make a cute messenger bag.

Mind Body Green told us how to stop freaking out all the time.

link ru sandwich with zesty ranch
The Tip Toe Fairy shared a recipe for bacon grilled cheese with zesty ranch guacamole dip.

Everyday Southwest shared a healthy salad that has watermelon, bacon, and cucumbers.

link ru ice cream cupcakes
Pink When showed us how to make chocolate sundae fudge-dipped cupcake cones.

Lovely Etc. taught us how to shop yard sales like a pro.

Flamingo Toes taught us how to make a braided thread and rhinestone bracelet.

Photo credit: A Girl with a Glue Gun, The Tip Toe Fairy, and Pink When

Link Round-up: Mood Boosters, a Beverage, Ninja Turtle Cookies, and More

Posted on Aug 7, 2014 by 1 Comment

Today’s link round-up has mood boosters, a delicious beverage, a car bed makeover, Ninja Turtle cookies, and more.

A Beautiful Mess shared a recipe for lime-scented cheesecake.

Mind Body Green shared 15 easy and cheap ways to boost your mood

Cupcakes and Cashmere shared some tips for making a delicious latte.

link ru grilled meatloaf burger
Kenarry showed us how to make delicious meatloaf burgers.

Carrie This Home taught us how to give an old car bed a makeover.

Kitchen Fun with My 3 Sons created some easy Teenage Mutant Ninja Turtle cookies.

Stamping on the Back Porch showed us how to make a cute dinosaur card for a kid’s birthday party.

Photo credit: A Beautiful Mess and Kenarry

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